Florida Home Insurance

"TALLAHASSEE, Fla. (AP) — Florida Gov. Ron DeSantis on Thursday signed into a law sweeping property insurance legislation that creates a $2 billion reinsurance fund and rewrites rules on coverage denials and attorney fees, in a move to stabilize rising costs and insurer losses."
DeSantis, a Republican, announced the bill signings in a statement that called the package “the most significant reforms to Florida’s homeowners insurance market in a generation.”

The new laws would create the $2 billion Reinsurance to Assist Policyholders program for insurers to purchase insurance to help insulate themselves from risk. Insurers would have to reduce policyholders' rates to access the state reinsurance fund. It also offers grants of up to $10,000 to outfit homes so they are less vulnerable to hurricane damage, if the homes meet certain criteria.

The legislation forbids insurers from automatically denying coverage because of a roof’s age if the roof is less than 15 years old. Homeowners with roofs 15 years or older would be allowed to get an inspection before insurers deny them coverage."

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As a Florida homeowner and landlord I have watched as our insurance rate has risen from hundreds to thousands of dollars a year. In recent years insurance companies started denying coverage to properties with roofs over ten years old, regardless of the roof's condition. This legislation is a welcome relief.

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This page will be expanded upon. Please check back to read more updates about Florida Homeowners Insurance, Florida, USA. Posted May 27, 2022.

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"Should I move to Florida? Is Florida a good place to live? Have you been asking yourself these sorts of questions lately? If so, you’re not alone. Every day, the Sunshine State attracts hundreds of newcomers to its sandy shores – and it’s not hard to see why. No state income tax, sunny weather, its diverse population, delectable food and exciting attractions make it a particularly interesting place to live."

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This page will be expanded upon. Please check back to read more updates about Clearwater, Florida real estate. Florida, USA. Last updated May 23, 2022.

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You may search properties in all 50 states of the USA. If you use the "Search Clearwater, Florida Now" link to find Florida properties, enter a zip code ( look up Florida zip codes) into the "Location" field at the top left of the resulting page. I will be happy to assist you in getting more information about properties located anywhere in the U.S.A. I assist local and foreign buyers and sellers. You may also get in touch with me from this page.

Clearwater Beach is a beautiful white sand beach on the Gulf of Mexico, in the Tampa Bay area. Here you will find a wide variety of fine hotels and beautiful sunsets. "Sunsets at Pier 60" is a favorite of locals and tourists.

Weather in the Tampa Bay area is similar to weather in the Philippine Islands. However, in the Fall and Winter temperatures can get pretty chilly.

Clearwater, Florida is near St. Petersburg and we serve the Pinellas County real estate market primarily. Cities in Pinellas include: Belleair, Belleair Beach. Belleair Bluffs, Clearwater, Dunedin, Gulfport, Indian Rocks Beach, Indian Shores, Kenneth City, Largo, Madeira Beach, North Redington Beach, Redington Shores, Oldsmar, Palm Harbor, Pinellas Park, Safety Harbor, St. Pete Beach, St. Petersburg, Seminole, South Pasadena, Tarpon Springs and Treasure Island.

We serve other areas of Florida and the USA by referral. Interested in buying property in another state?

Contact us and we will use our expertise to locate an experienced real estate broker in that area.

This can save you a lot of time and trouble.

In the USA we use title insurance. Title insurance protects buyers financially from anyone who might make a claim to title on the property they have purchased.

If you have a property you want to sell and would like to see it featured in this blog, call my VOIP phone, USA country code (001) 727-456-9812, call between 9 p.m. and 5 a.m. Florida time (this is a local call for you if you have a 727-area code.)

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This page will be expanded upon. Please check back to read more updates about Clearwater, Florida real estate. Posted May 14, 2022. Last updated January 19, 2024.

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